Comparison workspace
Compare key cash advance fields
This table is written for US consumers: cost, funding timing, eligibility, repayment, and disclosure status come first. Internal market, ad, and acquisition metrics are not shown as decision criteria.
Consumer comparison fields
| Field | Brigit: Cash Advance & Credit | Tilt: Cash Advance & Credit | Grant Cash Advance | Cleo AI: Cash Advance & Budget | Klover - Instant Cash Advance | EarnIn: Beyond Cash Advance | FloatMe: Fast Cash Advance App | Credit Genie: Get Cash Advance |
|---|---|---|---|---|---|---|---|---|
App Store rating Public app-store rating signal. This is not a recommendation score. | 4.84 | 4.85 | 4.86 | 4.67 | 4.75 | 4.78 | 4.78 | 4.78 |
Max advance The stated maximum cash advance amount, when verified. | $25-$500Verified 2026-06-03ME: $25-$250 only. | Offer amount varies by eligibilityVerified 2026-06-03Terms do not state a fixed public maximum; amount is shown in the app. | $25-$350Verified 2026-06-03 | $250 single advance; $500 for Direct Deposit CustomersVerified 2026-06-03 | Up to $400Verified 2026-06-03 | $150/day; $1,000/pay periodVerified 2026-06-03 | Up to $100Verified 2026-06-03 | $10-$150Verified 2026-06-03 |
Standard funding Typical no-rush or standard delivery timing. | 1-3 business daysVerified 2026-06-03 | Generally within 1 business day by ACH, or generally within 1 minute to an Empower debit cardVerified 2026-06-03 | 1-3 business daysVerified 2026-06-03 | Generally within 3 business daysVerified 2026-06-03 | 1-3 business daysVerified 2026-06-03 | 1-3 business daysVerified 2026-06-03 | 1-3 business daysVerified 2026-06-03 | 1-3 business daysVerified 2026-06-03 |
Instant funding fee Cost for expedited or instant delivery, when offered. | Optional Express Delivery fee applies; most users receive Express Delivery within 20 minutes.Verified 2026-06-03 | $1-$8, or 3% for advances of $300 or moreVerified 2026-06-03 | $2-$21 optional Express Delivery feeVerified 2026-06-03 | $3.99-$14.99 optional Express FeeVerified 2026-06-03 | $1.49-$19.99 optional instant transfer feeVerified 2026-06-03 | Lightning Speed starts at $3.99Verified 2026-06-03 | $1-$7 for listed Float amountsVerified 2026-06-03 | Instant and Express delivery require paid membership and additional feesVerified 2026-06-03Exact fee amount is disclosed in app before acceptance. |
Standard funding fee Cost for no-rush or standard delivery, when stated. | FreeVerified 2026-06-03 | Free ACH deliveryVerified 2026-06-03 | Free ACH deliveryVerified 2026-06-03 | No cost for ordinary cash advance deliveryVerified 2026-06-03 | Free standard deliveryVerified 2026-06-03 | No mandatory fee for standard transfersVerified 2026-06-03 | Free ACH deliveryVerified 2026-06-03 | No additional charge for Standard ACHVerified 2026-06-03 |
Subscription fee Required or optional recurring membership cost. | $8.99-$15.99 monthly subscription may applyVerified 2026-06-03Brigit says users may request an advance without subscribing by email. | Advance access available without subscription by email requestVerified 2026-06-03 | $9.99/month Grant Cash Advance PlusVerified 2026-06-03 | $5.99 Plus, $8.99 Pro, or $14.99 Builder monthly plans; cash advance may be requested without subscription by emailVerified 2026-06-03 | $4.99/month optional Klover+; not required for a cash advanceVerified 2026-06-03 | No mandatory subscription feeVerified 2026-06-03 | $4.99/month membership feeVerified 2026-06-03 | $9.99/month paid membership for certain features and expedited deliveryVerified 2026-06-03 |
Tips Whether tips are required, optional, unsupported, or unclear. | Not supportedVerified 2026-06-03No tips. | Not supportedVerified 2026-06-03 | Not supportedVerified 2026-06-03 | Not supportedVerified 2026-06-03 | Not supportedVerified 2026-06-03Klover says it does not ask for tips. | OptionalVerified 2026-06-03Tips never affect service quality. | Needs verificationVerified 2026-06-03Maryland terms mention tips are prohibited there; broader tipping treatment needs confirmation. | Not supportedVerified 2026-06-03No tips. |
Credit check Whether the product appears to require a credit check. | NoVerified 2026-06-03 | Needs verificationVerified 2026-06-03Empower terms authorize consumer-report access for some services; advance-specific credit-check treatment needs further confirmation. | NoVerified 2026-06-03 | Needs verificationVerified 2026-06-03Cleo verifies identity and eligibility; credit-check treatment for cash advance access needs clearer source confirmation. | NoVerified 2026-06-03 | NoVerified 2026-06-03 | NoVerified 2026-06-03 | NoVerified 2026-06-03 |
Direct deposit Whether direct deposit is required or sometimes required. | YesVerified 2026-06-03Requires recurring deposits from the same employer or deposit source. | YesVerified 2026-06-03Terms refer to a primary checking or paycheck account used for advance eligibility and repayment. | YesVerified 2026-06-03Requires connecting the account where the paycheck is deposited. | SometimesVerified 2026-06-03Higher Direct Deposit Customer limits are described separately from ordinary cash-advance access. | SometimesVerified 2026-06-03Klover says eligibility is income-based; direct-deposit specifics can vary by account setup. | YesVerified 2026-06-03EarnIn requires bank account and work information; direct deposit is part of eligibility in related official guidance. | SometimesVerified 2026-06-03Eligibility depends on anticipated income, transaction history, and linked account information. | YesVerified 2026-06-03Linked checking account must have regular direct deposits in the last 90 days. |
Repayment How repayment is collected and what users should watch for. | User chooses a repayment date, typically the next payday; repayment extensions may be available.Verified 2026-06-03 | Empower may initiate withdrawal from the primary checking account when it forecasts the next paycheck.Verified 2026-06-03 | Repayment is typically scheduled around the next expected paycheck or deposit date.Verified 2026-06-03 | Cleo attempts repayment on the scheduled repayment date and may make additional attempts if unsuccessful.Verified 2026-06-03 | Cash advance apps generally repay automatically from the next paycheck or qualifying deposit; confirm exact Klover schedule in app.Verified 2026-06-03 | Repayment is collected automatically on income payday for Cash Out Link; product flow can vary by account setup.Verified 2026-06-03 | Each Float is repayable in one installment on the selected or calculated repayment date.Verified 2026-06-03 | Repayment date is assigned based on the estimated next deposit; Credit Genie debits the linked account or debit card on that date.Verified 2026-06-03 |