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Cleo AI: Cash Advance & Budget

Cleo AI: Cash Advance & Budget is listed for consumer comparison by Cleo. Review verified costs, funding timing, eligibility requirements, repayment method, and disclosure status before choosing a provider.

needs reviewNo sponsored placement marked

At a glance

Max advance
$250 single advance; $500 for Direct Deposit CustomersVerified 2026-06-03
Standard funding
Generally within 3 business daysVerified 2026-06-03
Instant fee
$3.99-$14.99 optional Express FeeVerified 2026-06-03
Credit check
Needs verificationVerified 2026-06-03Cleo verifies identity and eligibility; credit-check treatment for cash advance access needs clearer source confirmation.

Best for

  • People comparing cost, speed, eligibility, and repayment terms side by side
  • People who want source-backed terms before linking a bank account or accepting an advance

Watch out for

  • Instant delivery, subscriptions, and tips can change the true cost of a small advance.
  • Eligibility, advance limits, repayment timing, and cancellation flows can change after account review.
  • Do not treat ads, popularity, or app-store placement as proof that a product is the best fit.

Fees & timing

Standard fee
No cost for ordinary cash advance deliveryVerified 2026-06-03
Instant fee
$3.99-$14.99 optional Express FeeVerified 2026-06-03
Subscription
$5.99 Plus, $8.99 Pro, or $14.99 Builder monthly plans; cash advance may be requested without subscription by emailVerified 2026-06-03
Tips
Not supportedVerified 2026-06-03
Estimate APR for this cost structure

Comparison fields

App Store rating
Public app-store rating signal. This is not a recommendation score.
4.67
Max advance
The stated maximum cash advance amount, when verified.
$250 single advance; $500 for Direct Deposit CustomersVerified 2026-06-03
Standard funding
Typical no-rush or standard delivery timing.
Generally within 3 business daysVerified 2026-06-03
Instant funding fee
Cost for expedited or instant delivery, when offered.
$3.99-$14.99 optional Express FeeVerified 2026-06-03
Standard funding fee
Cost for no-rush or standard delivery, when stated.
No cost for ordinary cash advance deliveryVerified 2026-06-03
Subscription fee
Required or optional recurring membership cost.
$5.99 Plus, $8.99 Pro, or $14.99 Builder monthly plans; cash advance may be requested without subscription by emailVerified 2026-06-03
Tips
Whether tips are required, optional, unsupported, or unclear.
Not supportedVerified 2026-06-03
Credit check
Whether the product appears to require a credit check.
Needs verificationVerified 2026-06-03Cleo verifies identity and eligibility; credit-check treatment for cash advance access needs clearer source confirmation.
Direct deposit
Whether direct deposit is required or sometimes required.
SometimesVerified 2026-06-03Higher Direct Deposit Customer limits are described separately from ordinary cash-advance access.
Repayment
How repayment is collected and what users should watch for.
Cleo attempts repayment on the scheduled repayment date and may make additional attempts if unsuccessful.Verified 2026-06-03

FAQ

How should I compare Cleo AI: Cash Advance & Budget?

Cleo AI: Cash Advance & Budget should be evaluated by verified fees, funding timing, eligibility requirements, repayment method, and disclosure status. It is not ranked by sponsorship or affiliate relationships.

What cost should I check before accepting an advance?

Check standard funding first, then add instant delivery fees, monthly subscriptions, and tips. For short repayment windows, even a small fee can annualize into a high APR.

What repayment detail matters most?

Look for the repayment date, whether repayment is automatic, what happens after a failed debit, and whether the app offers extensions or rescheduling.