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Tilt: Cash Advance & Credit

Tilt: Cash Advance & Credit is listed for consumer comparison by Empower Finance. Review verified costs, funding timing, eligibility requirements, repayment method, and disclosure status before choosing a provider.

needs reviewNo sponsored placement marked

At a glance

Max advance
Offer amount varies by eligibilityVerified 2026-06-03Terms do not state a fixed public maximum; amount is shown in the app.
Standard funding
Generally within 1 business day by ACH, or generally within 1 minute to an Empower debit cardVerified 2026-06-03
Instant fee
$1-$8, or 3% for advances of $300 or moreVerified 2026-06-03
Credit check
Needs verificationVerified 2026-06-03Empower terms authorize consumer-report access for some services; advance-specific credit-check treatment needs further confirmation.

Best for

  • People comparing cost, speed, eligibility, and repayment terms side by side
  • People who want source-backed terms before linking a bank account or accepting an advance

Watch out for

  • Instant delivery, subscriptions, and tips can change the true cost of a small advance.
  • Eligibility, advance limits, repayment timing, and cancellation flows can change after account review.
  • Do not treat ads, popularity, or app-store placement as proof that a product is the best fit.

Fees & timing

Standard fee
Free ACH deliveryVerified 2026-06-03
Instant fee
$1-$8, or 3% for advances of $300 or moreVerified 2026-06-03
Subscription
Advance access available without subscription by email requestVerified 2026-06-03
Tips
Not supportedVerified 2026-06-03
Estimate APR for this cost structure

Comparison fields

App Store rating
Public app-store rating signal. This is not a recommendation score.
4.85
Max advance
The stated maximum cash advance amount, when verified.
Offer amount varies by eligibilityVerified 2026-06-03Terms do not state a fixed public maximum; amount is shown in the app.
Standard funding
Typical no-rush or standard delivery timing.
Generally within 1 business day by ACH, or generally within 1 minute to an Empower debit cardVerified 2026-06-03
Instant funding fee
Cost for expedited or instant delivery, when offered.
$1-$8, or 3% for advances of $300 or moreVerified 2026-06-03
Standard funding fee
Cost for no-rush or standard delivery, when stated.
Free ACH deliveryVerified 2026-06-03
Subscription fee
Required or optional recurring membership cost.
Advance access available without subscription by email requestVerified 2026-06-03
Tips
Whether tips are required, optional, unsupported, or unclear.
Not supportedVerified 2026-06-03
Credit check
Whether the product appears to require a credit check.
Needs verificationVerified 2026-06-03Empower terms authorize consumer-report access for some services; advance-specific credit-check treatment needs further confirmation.
Direct deposit
Whether direct deposit is required or sometimes required.
YesVerified 2026-06-03Terms refer to a primary checking or paycheck account used for advance eligibility and repayment.
Repayment
How repayment is collected and what users should watch for.
Empower may initiate withdrawal from the primary checking account when it forecasts the next paycheck.Verified 2026-06-03

FAQ

How should I compare Tilt: Cash Advance & Credit?

Tilt: Cash Advance & Credit should be evaluated by verified fees, funding timing, eligibility requirements, repayment method, and disclosure status. It is not ranked by sponsorship or affiliate relationships.

What cost should I check before accepting an advance?

Check standard funding first, then add instant delivery fees, monthly subscriptions, and tips. For short repayment windows, even a small fee can annualize into a high APR.

What repayment detail matters most?

Look for the repayment date, whether repayment is automatic, what happens after a failed debit, and whether the app offers extensions or rescheduling.